Synchrony logo

Apply in-store today for the Synchrony Luxury Credit Card and get an answer in minutes!* Cardholders enjoy these exclusive benefits:


Ask our friendly sales associates about the special financing promotions currently available.


The Synchrony Luxury Credit Card lets you get what you need without tying up your other credit lines.


Make payments, review purchases and so much more with your convenient online account.

*Subject to credit approval. Minimum monthly payments required. See store for complete details.


Is the Synchrony Luxury Credit Card an interest-free credit card?

No, it is not an interest-free credit card. Some special financing promotions may offer deferred, reduced or no interest for a fixed period of time if all conditions are met. See store for complete details.

Is there an annual fee?

No, there is no annual fee. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.

How do I apply for the Synchrony Luxury Credit Card?

Simply apply in-store and receive an answer in minutes!

If approved, can I use my new credit line right away?

Yes! A physical card will be mailed to you, but you can use your new credit line as soon as you are approved.

Is this an "in-house" line of credit?

No, this credit card is issued by Synchrony Bank.